On-Road Car Prices in Pune - February 2026
On-road car prices in Pune depend on a combination of ex-showroom cost, Maharashtra's road tax structure, RTO registration fees, and insurance premiums. Whether you are eyeing a compact hatchback or a premium SUV, the final on-road figure can vary significantly based on fuel type, engine capacity, and vehicle segment. Maharashtra follows a percentage-based road tax system that scales with the price of the vehicle, making it essential to understand the full breakup before you commit. This page lists on-road prices of all car models available in Pune to help you compare and decide.
Read more about on-road pricing in Pune
Pune has steadily grown into one of India's most important automotive markets, driven by a young, tech-savvy population and expanding suburbs that make personal mobility almost essential. When you see an ex-showroom price for any car, remember that it only covers the base cost inclusive of GST and the manufacturer's margin. The on-road price in Pune adds Maharashtra road tax, RTO registration and hypothecation charges, insurance, and optional accessories or extended warranty costs. For most buyers, the on-road figure ends up being noticeably higher than the ex-showroom number, sometimes by a lakh or more depending on the segment.
Maharashtra levies road tax as a percentage of the vehicle's invoice value, and this percentage is not flat. It tends to be lower for smaller, more affordable vehicles and rises for higher-priced cars. Vehicles powered by electric drivetrains often enjoy concessions or full exemptions under state EV policies, which is worth factoring in if you are comparing a petrol SUV against an electric alternative in the same budget range. Because road tax is a one-time payment made at the time of registration, it has a direct and immediate impact on your out-of-pocket outflow.
RTO registration in Pune is handled by the Pune Regional Transport Office, and the process involves document verification, payment of registration fees, and assignment of an MH-12 or MH-14 series number plate depending on the jurisdiction. Registration charges themselves are relatively modest compared to road tax, but if you opt for a fancy or choice number, the additional fee can be substantial. Temporary registration is usually arranged by the dealer at the time of delivery, and permanent registration follows within the stipulated window.
Insurance is the other major variable in the on-road price. Third-party liability insurance is mandatory and its premium is fixed by the IRDAI based on engine capacity and vehicle type. Comprehensive coverage, which most buyers prefer, adds own-damage protection and the premium here varies by insurer, the model's claim history, and any add-on covers you choose. A higher-value car naturally attracts a higher comprehensive premium, so this component widens the gap between budget and premium segments even further.
Comparing on-road prices across models in Pune is the smartest step before walking into a showroom. Two cars with similar ex-showroom prices can end up with meaningfully different on-road figures because of differences in insurance grouping, fuel type-based tax treatment, and accessory bundling by dealers. Use the listings on this page to evaluate total cost of acquisition side by side, and always ask the dealer for an itemized on-road quotation so you can spot any discretionary charges before signing.
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Suv
Hyundai Creta
₹12.67 Lakh - ₹24.36 Lakh On-road price
Suv
Hyundai Venue
₹9.33 Lakh - ₹18.80 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Pune
What components make up the on-road price of a car in Pune?
The on-road price includes the ex-showroom price, Maharashtra road tax, RTO registration and hypothecation charges, and insurance premium. Some dealers also bundle logistics charges or accessory kits into the on-road quote. Always ask for an itemized breakup so you can identify each component and negotiate where possible.
How is road tax calculated for cars in Maharashtra?
Maharashtra charges road tax as a percentage of the vehicle's purchase price, and this percentage increases for higher-value vehicles. The exact rate depends on the vehicle category and price slab. Electric vehicles may receive partial or full road tax exemptions under the state's EV policy, making them comparatively more affordable at registration.
Which RTO codes apply to cars registered in Pune?
Cars registered in Pune typically receive MH-12 or MH-14 series registration numbers depending on the specific RTO jurisdiction within the city and its surrounding areas. The dealer usually handles temporary registration at delivery, and permanent registration is completed subsequently at the assigned RTO office.
Does insurance significantly affect on-road prices in Pune?
Yes, insurance is a notable part of the on-road cost. Third-party premiums are standardized by IRDAI based on engine capacity, but comprehensive cover varies by insurer and model. Premium SUVs and luxury cars attract substantially higher insurance costs, which can add a meaningful amount to the final on-road figure.
How can I compare on-road prices of different car models in Pune effectively?
Start by checking on-road prices listed on this page for a direct comparison. Focus on the total cost rather than just ex-showroom figures, because road tax, insurance, and registration can differ between models even at similar price points. Request itemized quotes from multiple dealers and compare like for like.
Are there any additional charges Pune dealers add to the on-road price?
Some Pune dealers include handling or logistics charges, mandatory accessory packages, and extended warranty fees in the on-road quote. These are often negotiable. Fastag charges and basic accessory fitments like mud flaps may also appear. Review each line item carefully before agreeing to the final amount.
