On-Road Car Prices in Guntur - February 2026

On-road car prices in Guntur are shaped by four primary components: the ex-showroom price set by the manufacturer, the road tax levied by the Andhra Pradesh state government, registration charges collected by the local RTO, and the insurance premium determined by the insurer. Understanding how each of these adds up is essential for any buyer comparing multiple cars across segments in this growing city of coastal Andhra.

Andhra Pradesh applies a percentage-based road tax on new vehicles, and the rate depends on the vehicle's ex-showroom price and sometimes its fuel type. Generally, cars in lower price brackets attract a comparatively lower tax percentage, while premium and luxury vehicles are taxed at higher slabs. This means two cars with a modest difference in ex-showroom price could end up with a noticeable gap in on-road cost if they fall into different tax brackets. Electric vehicles may enjoy concessions under the state's EV policy, making them worth considering for cost-conscious buyers in Guntur.

The RTO registration process in Guntur is handled by the Regional Transport Office located in the city. When you purchase a new car from an authorized dealership, the dealer typically facilitates the registration on your behalf. The process involves submitting identity and address proof, paying the road tax and registration fee, and obtaining your AP-registration number plates. The registration fee itself is a relatively small fixed component compared to road tax, but it still adds to the overall on-road figure. Temporary registration is issued initially, followed by permanent plates and the RC book.

Insurance is another variable that significantly affects on-road pricing. A comprehensive policy for a higher-segment car will naturally cost more than one for a budget hatchback. Third-party insurance is mandatory, but most buyers in Guntur opt for comprehensive coverage that includes own-damage protection. The premium depends on the car's insured declared value, engine capacity, and any add-on covers you choose.

When comparing on-road prices of different models in Guntur, do not rely solely on ex-showroom figures. A car that looks cheaper on paper might end up costing nearly the same as a rival once road tax, insurance, and accessories are factored in. Always ask the dealership for a detailed on-road price breakup and compare like for like. If you are financing the purchase, factor in processing fees and hypothecation charges as well. This page is designed to give you a transparent view of what each car truly costs on road in Guntur, helping you make a well-informed decision.