On-Road Car Prices in Ujjain - February 2026

Buying a car in Ujjain involves understanding how the on-road price is built up from multiple components. The ex-showroom price is the base cost set by the manufacturer, covering the vehicle price and GST. On top of this, you pay Madhya Pradesh state road tax, RTO registration charges, insurance, and a few smaller fees like fastag and handling charges. Together, these additions can push the on-road price anywhere from eight to fifteen percent above the ex-showroom figure, depending on the car segment and engine type.

Madhya Pradesh levies road tax as a percentage of the vehicle's ex-showroom price, and the rate varies depending on the vehicle category and its fuel type. Petrol and diesel cars are taxed differently, and CNG or electric vehicles may attract relatively lower rates. The state generally collects this as a one-time tax at the point of registration, which means it is a significant upfront cost. For buyers in Ujjain comparing two similarly priced models, a difference in fuel type alone can result in a noticeable gap in total on-road cost.

The RTO registration process in Ujjain falls under the Ujjain RTO, which handles vehicle registration for the city and surrounding areas. Most dealerships in Ujjain offer to manage the entire RTO process on your behalf, including number plate assignment and document submission. The registration fee itself is a relatively small fixed charge set by the central government, but temporary registration and hypothecation charges for financed vehicles add to the total. Buyers should verify exactly what the dealer includes in their on-road quotation so there are no surprises later.

Insurance is another essential component. First-year comprehensive insurance is typically bundled into the on-road price, and its cost depends on the car's insured declared value, engine capacity, and chosen add-on covers. A higher-segment car or one with a larger engine will naturally carry a steeper premium. Third-party liability insurance rates are fixed by IRDAI and remain the same regardless of city, but the comprehensive portion varies by insurer.

When comparing on-road prices across different models in Ujjain, the smartest approach is to request detailed on-road quotations from dealerships for each car you are considering. Pay close attention to how road tax and insurance differ between options. A car with a lower ex-showroom price does not always end up cheaper on road, especially if its insurance bracket or road tax category is higher. Ujjain buyers also benefit from checking whether any state-level incentives apply to electric vehicles, as Madhya Pradesh has been progressively encouraging EV adoption with potential tax benefits. Taking the time to compare these breakdowns side by side ensures you make a well-informed decision that fits your actual budget.