On-Road Car Prices in Rajkot - February 2026

Understanding on-road prices in Rajkot starts with breaking down what you actually pay when you drive a new car home. The ex-showroom price is the base cost set by the manufacturer, covering the vehicle price and GST. On top of this, you pay road tax to the Gujarat state government, registration charges to the Rajkot RTO, a mandatory insurance premium, and smaller fees like temporary registration and fastag costs. Together, these additions can push the on-road price anywhere from eight to fifteen percent above the ex-showroom figure, depending on the car.

Gujarat follows an ad valorem road tax system, meaning the tax is calculated as a percentage of the vehicle's purchase price. The percentage varies based on the vehicle's cost bracket and engine specifications. Generally, more affordable cars attract a lower tax rate while premium and luxury vehicles face a higher percentage. This tiered approach means two cars with similar ex-showroom prices but different engine capacities could end up with different road tax amounts, making it important to check the exact applicable rate for the model you are considering.

The Rajkot RTO, operating under the GJ-03 registration code, handles all new vehicle registrations in the city. The process involves document verification, fee payment, and the assignment of a permanent registration number. Most dealerships in Rajkot offer to manage the entire RTO process on your behalf, bundling it into the on-road price quotation. Registration charges include a fixed component and a variable component linked to the vehicle's value, so these costs scale upward as you move to pricier models.

Insurance is another significant part of the on-road price. Third-party liability insurance is mandatory by law, but most buyers in Rajkot opt for comprehensive coverage that also protects against theft, accidents, and natural damage. The premium depends on the car's insured declared value, the chosen coverage type, and any add-on riders you select. First-year insurance is typically included in the dealer's on-road price quote.

When comparing on-road prices across different models in Rajkot, always ask for a detailed breakup rather than relying on a single lump-sum figure. This lets you see exactly where your money goes and identify areas where you might negotiate or save, such as choosing a different insurer or skipping optional dealer accessories. Rajkot has a competitive dealer network across most major brands, so collecting quotes from more than one showroom for the same model is a practical way to ensure you are getting a fair deal. Comparing the total on-road cost rather than just the ex-showroom price gives you the most accurate picture of what each car will truly cost you.