On-Road Car Prices in Patna - February 2026
On-road car prices in Patna depend on a combination of ex-showroom cost, Bihar road tax, RTO registration fees, and insurance premiums. Whether you are eyeing a compact hatchback or a full-size SUV, the final on-road figure can differ significantly based on engine type, fuel choice, and vehicle category. Bihar follows an ad valorem road tax structure, which means costlier cars attract higher tax amounts. This page lists on-road prices of all car models available in Patna so you can compare and plan your purchase confidently.
Read more about on-road pricing in Patna
Buying a car in Patna involves understanding several cost layers beyond the sticker price you see in advertisements. The ex-showroom price is the base cost set by the manufacturer, covering the vehicle price and GST. On top of this, you pay Bihar state road tax, RTO registration charges, and a mandatory insurance premium. Together, these components form the on-road price, and the variation between ex-showroom and on-road figures can range from roughly ten to twenty percent depending on the car segment and its specifications.
Bihar levies road tax on an ad valorem basis, meaning it is calculated as a percentage of the vehicle's ex-showroom or invoice value. The applicable percentage tends to vary based on the vehicle's cost bracket and engine capacity. Smaller, more affordable cars generally attract a lower percentage compared to premium or luxury vehicles. This progressive structure means that if you are comparing a budget hatchback against a mid-size sedan in Patna, the road tax gap will widen as you move up the price ladder. Diesel and petrol variants of the same model may also see slight differences in the applicable tax due to differing ex-showroom prices.
The RTO registration process in Patna falls under the Patna district transport office. After purchasing the car from a dealership, the dealer typically handles the registration paperwork, which includes submitting Form 20 and Form 21, identity and address proof, insurance documents, and the road tax receipt. Temporary registration is issued first, and the permanent registration number with the BR series is assigned after verification. The RTO charges include a fixed registration fee and a hypothecation fee if you are financing the car through a loan.
Insurance is another significant component of the on-road price. Third-party liability insurance is mandatory by law, but most buyers opt for a comprehensive policy that covers own damage as well. The premium depends on the car's insured declared value, engine cubic capacity, and the chosen add-on covers. In Patna, where monsoon waterlogging and congested roads are common concerns, opting for engine protection and roadside assistance add-ons is a practical decision.
When comparing on-road prices across different models in Patna, always ensure you are looking at the same variant and fuel type for a fair comparison. Dealers sometimes bundle accessories or extended warranties into the on-road quote, inflating the figure. Ask for a clear breakup that separates statutory charges from optional extras. This page provides on-road prices for all available car models in Patna, giving you a transparent starting point to shortlist and negotiate with confidence before visiting a showroom.
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Suv
Hyundai Creta
₹12.44 Lakh - ₹23.70 Lakh On-road price
Suv
Hyundai Venue
₹9.16 Lakh - ₹18.45 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Patna
What is included in the on-road price of a car in Patna?
The on-road price in Patna includes the ex-showroom price, Bihar state road tax, RTO registration and hypothecation fees, and the first-year insurance premium. Some dealers also add logistics or handling charges. Always ask for a detailed breakup to distinguish mandatory costs from optional dealer additions before finalizing the deal.
How is road tax calculated for cars in Bihar?
Bihar calculates road tax on an ad valorem basis, meaning it is a percentage of the vehicle's price. The percentage varies depending on the cost slab and vehicle category. More expensive cars attract a higher rate, so the road tax on a luxury SUV will be proportionally greater than on an entry-level hatchback purchased in Patna.
What are the RTO registration charges in Patna?
RTO charges in Patna include a fixed registration fee and an additional hypothecation charge if the car is bought on loan. The registration fee varies based on the vehicle's price and category. Your dealer usually processes the paperwork, and you receive a BR-series permanent registration number after the transport office completes verification.
Does the choice of fuel type affect on-road price in Patna?
Yes, fuel type influences on-road price because diesel, petrol, and CNG variants of the same model have different ex-showroom prices. Since Bihar road tax is calculated as a percentage of the vehicle price, a higher ex-showroom figure for one fuel variant automatically results in higher road tax and therefore a higher on-road cost.
How can I compare on-road prices of different car models in Patna?
Compare models by ensuring you match the same fuel type and similar variant levels. Use the on-road price breakup rather than just the final number, because differences in road tax and insurance can reveal which car offers better value. This page lists on-road prices for all models in Patna to simplify your comparison.
Is car insurance cost the same across all models in Patna?
No, insurance premiums vary based on the car's insured declared value, engine capacity, and the type of policy chosen. Comprehensive policies cost more than basic third-party covers. Add-ons like engine protection or zero depreciation further increase the premium. Higher-priced cars naturally carry a higher insurance component in their on-road price.
