On-Road Car Prices in Mysore - February 2026

Understanding on-road car prices in Mysore starts with knowing what goes into the final amount you pay at the dealership. The on-road price is not just the ex-showroom figure printed in brochures. It includes Karnataka state road tax, registration charges payable at the Mysore RTO, a compulsory third-party insurance premium, and often an extended or comprehensive insurance plan. Accessories, logistics charges, and fast-tag costs may also be added by dealers. Knowing each component helps you negotiate better and avoid surprises at the billing counter.

Karnataka follows a percentage-based road tax system where the tax rate depends on the cost and type of the vehicle. Smaller, more affordable cars generally attract a lower percentage of road tax compared to premium or luxury vehicles, which fall into higher tax brackets. Diesel and petrol variants of the same model can sometimes land in different brackets due to their differing ex-showroom prices. Electric vehicles currently enjoy concessions under Karnataka's EV policy, making them comparatively more affordable on-road in Mysore than their ICE counterparts. Since road tax is a one-time payment made during registration, it forms one of the largest chunks of the on-road price after the ex-showroom cost itself.

The Mysore RTO, operating under the Karnataka Transport Department, handles vehicle registration for the city and surrounding taluks. The registration process involves document verification, fee payment, and number plate assignment. Temporary registration is usually arranged by the dealer, while permanent registration and number plate delivery may take a few weeks. RTO registration fees are relatively modest compared to road tax but still add a few thousand rupees to your on-road bill. Fancy or choice number plates, if available, come at an additional auction-based premium.

Insurance is another significant on-road cost component. Third-party liability insurance is mandatory by law, but most buyers opt for comprehensive coverage that also protects against own damage, theft, and natural calamities. The premium depends on the car's insured declared value, engine capacity, and the chosen add-on covers. Higher-segment cars naturally attract steeper premiums. It is worth comparing insurer quotes independently rather than simply accepting the dealer-offered plan.

For Mysore car buyers comparing multiple models, the smartest approach is to look at on-road prices rather than ex-showroom figures alone. Two cars priced similarly ex-showroom can differ by tens of thousands in on-road cost once road tax slabs, insurance brackets, and accessory packages are factored in. Use this page to compare on-road prices across every available model in Mysore, filter by budget or segment, and make a well-informed purchase decision that suits both your driving needs and your wallet.