On-Road Car Prices in Delhi - February 2026

Understanding on-road car prices in Delhi requires a clear picture of every cost component that sits between the ex-showroom price and the final amount you pay at the dealership. The on-road price in Delhi typically includes the ex-showroom price, road tax, registration charges at the RTO, insurance premium, and a few smaller fees such as the temporary registration plate charge and logistics or handling costs that dealers sometimes add. Each of these components can vary depending on the car segment, fuel type, and engine capacity, which means two cars with similar ex-showroom prices can end up with noticeably different on-road figures.

Delhi's road tax is governed by the Delhi Motor Vehicles Taxation Act and is generally calculated as a percentage of the vehicle's sale price. The rate tends to vary based on the fuel type and the cost bracket of the vehicle. Petrol and diesel cars often attract different percentages, and electric vehicles in Delhi benefit from substantially reduced or even nil road tax as part of the state's push toward cleaner mobility under the Delhi EV Policy. This makes Delhi one of the more attractive cities for EV buyers in India, and it is worth factoring this in if you are comparing a conventional car against an electric alternative.

RTO registration in Delhi is handled through the regional transport offices under the Delhi Transport Department. The process involves submission of Form 20 along with proof of address, insurance documents, and the invoice from the dealer. Most dealerships today handle RTO registration on behalf of the buyer, but it helps to know the process so you can verify the charges being quoted. Registration charges at the Delhi RTO are relatively standardized but do scale with the vehicle's price.

Insurance is another significant part of the on-road price. Third-party liability insurance is mandatory, and most buyers opt for a comprehensive policy that also covers own damage. The premium depends on the car's insured declared value, engine cubic capacity, and any add-on covers you choose. Higher-segment cars naturally attract steeper premiums, so this is an area where costs can diverge sharply between a budget hatchback and a mid-size sedan or SUV.

When comparing on-road prices across models in Delhi, always look beyond the ex-showroom headline figure. A car that appears cheaper on paper may end up costing more on-road due to higher insurance premiums or a different road tax slab. Use this page to compare final on-road costs side by side, which gives you the truest picture of what each car will actually cost you in Delhi.