On-Road Car Prices in Visakhapatnam - February 2026

Visakhapatnam, often called Vizag, is the largest city in Andhra Pradesh and a rapidly growing automotive market. Buyers here benefit from a competitive dealer network, but understanding on-road pricing is essential before walking into any showroom. The on-road price of any car in Visakhapatnam is made up of four primary components: the ex-showroom price set by the manufacturer, the road tax levied by the Andhra Pradesh state government, RTO registration and related charges, and the first-year insurance premium. Together, these elements push the final cost well above the ex-showroom figure, sometimes by 10 to 15 percent or more depending on the segment.

Andhra Pradesh road tax is calculated as a percentage of the vehicle's ex-showroom price, and this percentage varies based on the cost slab and fuel type of the vehicle. Cars in lower price brackets attract a relatively modest tax rate, while premium and luxury vehicles fall into higher slabs. Electric vehicles often enjoy concessions under the state's EV policy, making them comparatively more affordable on-road. Since road tax is a one-time payment made at the time of registration, it forms a significant chunk of the on-road price and is worth factoring in early when comparing models.

The RTO registration process in Visakhapatnam is handled through the regional transport office, where buyers or their dealers submit documents including proof of address, insurance, and the invoice. Temporary registration is usually arranged by the dealer on the day of delivery, while permanent registration with an AP39 series number plate follows within a few weeks. RTO charges include the registration fee, hypothecation fee if the car is financed, and number plate costs. These are relatively standard across vehicles but can add a few thousand rupees to the total.

Insurance is another variable that significantly affects on-road pricing. A comprehensive policy for a new car in Visakhapatnam covers own damage and third-party liability, with the premium depending on the car's insured declared value, engine capacity, and any add-on covers chosen. Buyers comparing a small hatchback to a midsize SUV will notice a meaningful difference in insurance costs alone, so it is wise to get exact quotes rather than relying on estimates.

When comparing on-road prices across multiple models in Visakhapatnam, always request a detailed breakup from each dealer. Two cars with similar ex-showroom prices can end up with noticeably different on-road figures because of differences in road tax slabs, insurance premiums, and optional accessories bundled in by the dealer. Keeping these variables in mind ensures you make a well-informed decision that fits your actual budget rather than just the sticker price.