On-Road Car Prices in Surat - February 2026
On-road car prices in Surat depend on a combination of the ex-showroom price, Gujarat state road tax, RTO registration charges, and insurance premiums. Whether you are eyeing a compact hatchback or a premium SUV, the final on-road cost can vary significantly based on fuel type, engine capacity, and vehicle segment. Gujarat follows a percentage-based road tax structure that impacts different cars differently. This page lists on-road prices of all car models available in Surat, helping you compare costs before visiting a dealership.
Read more about on-road pricing in Surat
Surat, one of Gujarat's fastest-growing cities and a major economic hub, has a thriving automobile market driven by its prosperous textile and diamond industries. When you set out to buy a car here, the on-road price is the number that truly matters because it represents the total amount you pay to drive the vehicle home. The on-road price includes the ex-showroom price, road tax levied by the Gujarat state government, RTO registration and related charges, and a comprehensive or third-party insurance premium. Some dealers also add logistics or handling charges, so it is always wise to ask for a detailed cost breakup.
Gujarat's road tax is calculated as a percentage of the ex-showroom price, and the rate varies depending on the vehicle's fuel type, engine displacement, and purchase price bracket. Petrol and diesel cars are taxed differently, and electric vehicles often enjoy concessions as part of the state's push toward cleaner mobility. For most passenger cars, the effective road tax in Gujarat generally falls in a range that can add a noticeable amount to the base price, especially as you move into higher segments. CNG vehicles, which are quite popular in Surat due to the city's well-developed gas distribution network, may also attract slightly different treatment under the state's tax framework.
The RTO process in Surat is handled by the Regional Transport Office under the GJ-5 series for vehicles registered in the city. Registration involves submitting identity and address proof, paying the applicable road tax and registration fee, and obtaining your number plates. Temporary registration is typically issued at the dealership itself, and permanent registration follows within a few weeks. First-time buyers should keep their Aadhaar, address proof, and insurance documents ready to avoid delays.
Insurance is a significant component of the on-road price, and it varies based on the car's insured declared value, the type of cover you choose, and any add-on riders. A basic third-party policy is mandatory by law, but most buyers in Surat opt for comprehensive coverage given the city's dense urban traffic and monsoon-related risks. Premiums tend to be higher for SUVs and luxury cars compared to entry-level hatchbacks.
When comparing on-road prices of different models in Surat, do not just look at the ex-showroom figure. A car with a slightly higher sticker price might end up costing less on-road if it falls in a lower road tax bracket or qualifies for an EV incentive. Always compare final on-road quotes from authorized dealerships, factor in the insurance cost for at least the first year, and account for any accessories or extended warranty packages that dealers may bundle. This page gives you a comprehensive view of on-road prices across all car brands in Surat, making your comparison easier and more transparent.
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Suv
Hyundai Creta
₹12.00 Lakh - ₹22.48 Lakh On-road price
Suv
Hyundai Venue
₹8.91 Lakh - ₹17.50 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Surat
What is included in the on-road price of a car in Surat?
The on-road price in Surat includes the ex-showroom price, Gujarat state road tax, RTO registration and number plate charges, and the first-year insurance premium. Some dealerships may also add handling or logistics fees. Always request a complete breakup from the dealer to understand exactly what you are paying for before finalizing your purchase.
How is road tax calculated for cars in Gujarat?
Gujarat levies road tax as a percentage of the ex-showroom price. The applicable rate depends on factors like the vehicle's fuel type, engine capacity, and price segment. Electric vehicles often receive concessions. Since the percentage varies across categories, two cars with similar ex-showroom prices can have different road tax amounts depending on their specifications.
What is the RTO registration process in Surat?
Surat vehicles are registered under the GJ-5 RTO series. Dealers typically handle temporary registration at the time of purchase. You need to submit identity proof, address proof, insurance documents, and the invoice. Permanent registration and number plates are issued within a few weeks. The process is fairly streamlined if all documents are in order.
Does insurance significantly affect on-road prices in Surat?
Yes, insurance is a notable part of the on-road cost. A comprehensive policy for a mid-segment sedan or SUV can add a substantial amount compared to a small hatchback. Premiums depend on the car's value, engine size, and chosen add-ons. Comparing insurance quotes from multiple providers can help you reduce the overall on-road price.
Are CNG cars more affordable on-road in Surat compared to petrol or diesel?
CNG cars are popular in Surat thanks to the city's extensive gas pipeline network. While the ex-showroom price of a factory-fitted CNG variant is usually higher than the base petrol version, running costs are significantly lower. Road tax treatment may also differ slightly. Overall, CNG vehicles offer strong long-term value for Surat buyers.
How can I compare on-road prices of different car models in Surat?
Start by checking on-road prices listed on this page for all available models. Compare the full breakup including road tax, RTO fees, and insurance rather than just ex-showroom figures. Request official quotes from multiple Surat dealerships and verify whether any seasonal offers or corporate discounts apply to bring down the final cost.
