How much tax on a 10 lakh car? On a ₹10 lakh petrol car you’ll pay roughly ₹70,000 in Delhi to ₹1,56,400 in Karnataka as road tax on top of the price, and another ₹1,52,542 to ₹2,85,714 is already baked into that price as GST. So the total tax lands somewhere around ₹2.23 lakh to ₹4.42 lakh, depending on your state and whether the car sits in the 18 percent or the 40 percent GST bracket. Below, we’ve worked out where every rupee goes, using the same tax engine that prices our live city pages and checking it against the actual state Acts.
How much tax on a 10 lakh car, in total?
For a petrol car with a ₹10,00,000 ex-showroom price, here’s the full stack across four common states, assuming a small car in the 18 percent GST bracket. At exactly ₹10,00,000 there’s no TCS, since that one only bites above ₹10 lakh.
| State | GST inside the price | Road tax on top | TCS |
|---|---|---|---|
| Delhi | ₹1,52,542 | ₹70,000 | Nil |
| Maharashtra | ₹1,52,542 | ₹1,12,200 | Nil |
| Tamil Nadu | ₹1,52,542 | ₹1,32,250 | Nil |
| Karnataka | ₹1,52,542 | ₹1,56,400 | Nil |
Add it up and the tax on a ₹10 lakh small petrol car runs from about ₹2.23 lakh in Delhi to about ₹3.09 lakh in Karnataka, or 22 to 31 percent of the sticker. Move the same car into the 40 percent GST bracket and the stack climbs to roughly ₹3.56 lakh to ₹4.42 lakh, which is 36 to 44 percent. A small car like the Baleno in Delhi shows the lighter 18 percent end of this in practice.
What is the tax on a 10 lakh car?
The tax on a ₹10 lakh car is really three separate charges, and only one of them shows up as something you notice at the counter.
| Tax component | On a ₹10 lakh car |
|---|---|
| GST already inside the ex-showroom price | ₹1,52,542 (small 18 percent car) or ₹2,85,714 (40 percent car or SUV) |
| Road tax added on top | ₹70,000 in Delhi up to ₹1,56,400 in Karnataka |
| TCS | Nil at exactly ₹10,00,000 |
GST is the big one, quietly folded into the price you see on the brochure. Road tax is what you hand your RTO to register the car, and it’s the part that swings hardest from state to state. TCS only starts once the car crosses ₹10 lakh, so one priced at exactly ₹10 lakh slips under it. Registration and smart-card charges sit on top too, but those are fees, not tax.
How is tax calculated on a car?
Here’s the bit almost nobody spells out. GST is charged first, then folded into the ex-showroom price. After that, your state adds road tax as a percentage of that GST-inclusive figure, which means you’re paying tax on top of tax. That’s the main reason registration costs swing so hard across state lines. It’s also why a car that looks affordable on the sticker can feel a good deal heavier by the time you’re standing at the counter.
The rate you land on depends on a price band, and those bands bite hardest at round numbers. In Tamil Nadu, a car at exactly ₹10 lakh and one priced a single rupee more sit in different bands.
| Ex-showroom price (Tamil Nadu, petrol) | Road tax |
|---|---|
| ₹10,00,000 | ₹1,32,250 (13 percent) |
| ₹10,00,001 | ₹1,82,250 (18 percent) |
One extra rupee of price adds ₹50,000. Karnataka pulls the same trick, jumping from 14 percent to 17 percent at that line, which adds more than ₹30,000 once its cess is counted. Beyond tax, a few other add-ons sit between the sticker and your driveway, and we cover those in ex-showroom versus on road price.
Is 28% GST removed?
Yes, for cars. Under GST 2.0, cleared by the 56th GST Council and notified in September 2025, the old 28 percent slab plus compensation cess stopped applying to passenger cars. The switch took effect on 22 September 2025.
| Car type | Before GST 2.0 | From 22 Sept 2025 |
|---|---|---|
| Small petrol car (up to 1200cc and 4 metres) | 28% + 1% cess | 18% |
| Small diesel car (up to 1500cc and 4 metres) | 28% + 3% cess | 18% |
| Larger car or SUV | 28% + 15 to 22% cess | 40% |
| Electric vehicle | 5% | 5% |
So a small car got a tax cut, a big SUV moved to a flat 40 percent with the cess folded in, and electric cars stayed put at 5 percent. If you still see 28 percent quoted for a car anywhere, it’s out of date.
How much GST on a 15 lakh car?
GST sits inside a ₹15 lakh price too: ₹2,28,814 in the 18 percent bracket, or ₹4,28,571 in the 40 percent one. Most ₹15 lakh cars land in the 40 percent bracket unless they’re a genuine sub-4-metre small car. And since ₹15 lakh clears the ₹10 lakh line, you also pay 1 percent TCS, which comes to ₹15,000. Here’s how the state levy looks at this price for a petrol car.
| State | Road tax on a ₹15 lakh petrol car |
|---|---|
| Delhi | ₹1,50,000 |
| Maharashtra | ₹1,83,600 |
| Tamil Nadu | ₹2,72,250 |
| Karnataka | ₹2,84,050 |
How much GST on a 20 lakh car?
At ₹20 lakh almost every car falls in the 40 percent bracket, so the GST already inside the price is ₹5,71,429. Stack road tax and the 1 percent TCS on top and the number gets big fast. In Karnataka, a ₹20 lakh petrol car carries about ₹9.7 lakh in total tax, close to 48 percent of the sticker. You can watch this play out on a real car in our Creta on road price in Bangalore page.
How much tax on a 20 lakh car?
On a ₹20 lakh car the GST inside the price doesn’t change with your address, and neither does the ₹20,000 TCS. What changes is road tax.
| State | Road tax on a ₹20 lakh petrol car |
|---|---|
| Delhi | ₹2,00,000 |
| Maharashtra | ₹2,44,800 |
| Tamil Nadu | ₹3,62,250 |
| Karnataka | ₹3,78,400 |
Delhi keeps the total lowest and Karnataka pushes it highest, up to that roughly ₹9.7 lakh figure. These are petrol numbers. Delhi and Maharashtra tax diesel cars on a different slab, so if you’re buying diesel in either state, check the diesel rate for an exact figure.
How much tax do I pay on 10 lakhs?
If you meant income tax on a ₹10 lakh salary, that’s a different question with its own slabs, and it isn’t what this page covers. On a ₹10 lakh car, the tax works out to roughly ₹2.23 lakh to ₹3.09 lakh for a small petrol car, and ₹3.56 lakh to ₹4.42 lakh if it’s in the 40 percent bracket, depending on your state. For a state we haven’t shown here, check our road tax rates for every state.
Run your car’s exact variant, state and fuel through a road tax calculator, then pull the full number from the on road price calculator so you know the real figure before you walk into the showroom.
