On-Road Car Prices in Vasai-Virar - February 2026

Vasai-Virar, part of the Palghar district in the Mumbai Metropolitan Region, has seen rapid residential growth over the past decade. With improving road connectivity to Mumbai via the Western Express Highway and upcoming infrastructure projects, car ownership here is rising steadily. Buyers in Vasai-Virar register their vehicles under the RTO Vasai jurisdiction, and the on-road prices they pay are shaped by Maharashtra's state-level tax policies combined with central registration norms.

The on-road price of any car in Vasai-Virar is built from four primary components. First is the ex-showroom price, which includes the base cost of the car plus GST and is set by the manufacturer. Second is the Maharashtra road tax, which the state government levies as a percentage of the vehicle's invoice value. For most passenger cars, this tax tends to range between roughly 10 and 13 percent depending on the vehicle's price bracket and fuel type, with higher-priced vehicles generally attracting a steeper rate. Third is the RTO registration charge, which covers the cost of number plate issuance and the registration certificate. Finally, there is the insurance premium, which varies based on engine displacement, variant, and whether you opt for a comprehensive or third-party plan. Accessories and extended warranty packages, if chosen at the dealership, add to the final amount as well.

Maharashtra's road tax is among the higher ones in the country, which means the gap between ex-showroom and on-road prices can be substantial. For a car with an ex-showroom price of around five lakh rupees, the on-road cost could be sixty to eighty thousand rupees more. For premium SUVs and sedans crossing the fifteen-lakh mark, the difference can easily exceed two lakh rupees. This is why simply comparing ex-showroom prices across models gives an incomplete picture. Two cars priced similarly ex-showroom can end up with noticeably different on-road figures based on their engine size and insurance group.

The RTO Vasai registration process is fairly standard. Once a dealer submits the application along with proof of address, identity documents, and insurance details, the temporary registration is issued quickly. Permanent registration and number plate delivery may take a few weeks depending on processing volumes. Buyers residing in Vasai-Virar should ensure their address proof matches the Palghar or Vasai-Virar jurisdiction to avoid delays.

When comparing on-road prices across the models listed on this page, pay close attention to the road tax and insurance columns. A diesel variant, for instance, might carry a marginally different tax treatment than its petrol counterpart in certain price brackets. Similarly, cars with larger engines attract higher insurance premiums. Use the on-road figures here as your real-world budget reference rather than relying solely on advertised ex-showroom numbers, and you will make a far more informed purchase decision in Vasai-Virar.