Rahul Bala 
Why does Karnataka have the highest road tax? For the cars most of us actually buy, anything from ₹5 to ₹20 lakh, the answer is yes. And the reason catches people out: it isn’t the headline rate. Karnataka bolts an 11% cess onto the tax itself, and that drags your effective rate up to somewhere …
How much tax on a 10 lakh car? On a ₹10 lakh petrol car you’ll pay roughly ₹70,000 in Delhi to ₹1,56,400 in Karnataka as road tax on top of the price, and another ₹1,52,542 to ₹2,85,714 is already baked into that price as GST. So the total tax lands somewhere around ₹2.23 lakh to …
Are handling charges by car dealers illegal? Not flatly, no. No law or Supreme Court judgment bans handling charges across India. But consumer commissions have repeatedly ordered dealers to refund charges that were never disclosed upfront, never explained or not backed by any real service, and charging separately for registration work beyond the notified fees …
What is the biggest mistake that first time car buyers make? It’s budgeting on the ex-showroom price instead of the on road price. The ex-showroom number is the one splashed across every ad and brochure, but it’s not what leaves your bank account. The price you actually pay adds road tax, registration and insurance on …
Can I buy a car with a 20,000 salary? Yes, but only just. A safe car EMI at that income is ₹2,000–3,000 a month, which repays a loan of ₹1–1.45 lakh over five years. The cheapest new cars cost about ₹4 lakh on the road, so you’d need roughly ₹2.5 lakh in cash first. Short …
Your tyres are the only part of your car that actually touches the road. Four palm-sized patches of rubber decide how fast you stop, how planted you feel at 100 on the expressway, and whether you keep control when the monsoon turns tarmac into a sheet of water. So the set you choose matters more …
A decade ago, a turbo badge meant a German sedan or a hot hatch most of us couldn’t afford. Today, almost every compact SUV and sporty hatchback on an Indian showroom floor runs a small turbo petrol engine. If you’re shopping in 2026, the question isn’t really “should I look at turbo petrol cars in …
Here’s the uncomfortable bit most lists of 7 seater cars in india skip. A car isn’t a good seven-seater just because the brochure prints seven seatbelts. Seven belts and seven content adults are two very different promises. So before you touch prices or variants, ask yourself the one question that really settles this purchase. Will …
Two people can walk into the same bank, on the same day, ask for a loan on the same car, and walk out with two different interest rates. Your car loan interest rate isn’t a fixed sticker price, it’s a number the bank builds around your profile, so the figure on the billboard is only …
Getting the best car loan in India comes down to five moves: check your credit score, get pre-approved by two or three banks before you walk into the showroom, compare the total cost of each loan instead of just the EMI, negotiate the rate using your salary and credit profile, and only take dealer finance …
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