On-Road Car Prices in Secunderabad - February 2026

On-road car prices in Secunderabad are shaped by Telangana's tax policies, local RTO procedures, and the type of vehicle you choose. Since Secunderabad falls under the same registration jurisdiction as Hyderabad through the twin-city RTO framework, buyers here deal with the same road tax rates and registration norms applicable across the Hyderabad metropolitan region. Understanding the full on-road cost breakup is essential before you walk into any dealership.

The on-road price of any car is built on four main components. The ex-showroom price is the base cost set by the manufacturer, which includes GST and the manufacturer's margin. On top of this, Telangana levies a road tax that is calculated as a percentage of the vehicle's ex-showroom price. This percentage tends to increase for higher-priced vehicles, meaning a budget hatchback attracts a lower effective tax rate compared to a premium sedan or luxury SUV. For most passenger vehicles, the road tax in Telangana generally falls in the range of around 12 to 14 percent of the ex-showroom price, though the exact slab depends on the vehicle category and price bracket. Electric vehicles often receive concessions under state policy, making their on-road costs comparatively more attractive.

RTO registration charges in Secunderabad cover the cost of issuing a registration certificate, number plates, and related documentation. These fees are relatively standardized but can vary slightly depending on whether you opt for a regular registration number or a fancy or choice number, which comes at a premium. The entire registration process is handled through the Telangana Transport Department's online portal, making it fairly streamlined compared to many other states. Dealers typically facilitate this process on the buyer's behalf.

Insurance is the fourth pillar of the on-road price. Third-party insurance is mandatory and its premium is regulated by the IRDAI, varying by engine capacity. Comprehensive insurance, which most buyers prefer, adds to the cost depending on the insurer, the car's value, and any add-on covers selected. A higher-value car naturally commands a higher insurance premium, which can add a noticeable amount to the final on-road figure.

When comparing on-road prices across different models in Secunderabad, always look beyond the ex-showroom figure. Two cars priced similarly at the ex-showroom level can have meaningfully different on-road costs once road tax slabs, insurance brackets, and optional accessories are factored in. Diesel and petrol variants of the same model may also differ in insurance costs due to engine capacity differences. Taking the time to request detailed on-road quotations from multiple dealerships in Secunderabad ensures you get the clearest picture before making your purchase decision.