On-Road Car Prices in Nagpur - February 2026
Looking for on-road car prices in Nagpur? Whether you are eyeing a compact hatchback or a premium SUV, the final on-road cost varies significantly based on the car's ex-showroom price, Maharashtra's road tax structure, RTO registration fees, and insurance premiums. Nagpur falls under the MH-31 and MH-40 RTO zones, and Maharashtra applies a percentage-based road tax that scales with vehicle cost and fuel type. This page lists on-road prices of all car models available in Nagpur to help you compare and decide.
Read more about on-road pricing in Nagpur
Nagpur, the winter capital of Maharashtra and one of Central India's fastest-growing cities, has seen a steady rise in car ownership driven by expanding infrastructure, including the Nagpur Metro and the MIHAN corridor. For buyers here, understanding the on-road price is essential because it can be substantially higher than the ex-showroom figure advertised by manufacturers. The on-road price includes the ex-showroom cost, Maharashtra road tax, RTO registration charges, insurance premium, and optional extras like extended warranty or accessories.
Maharashtra follows a percentage-based road tax system where the tax amount depends on the vehicle's ex-showroom price and its fuel type. Petrol and diesel cars are taxed differently, and vehicles above certain price thresholds attract higher tax percentages. CNG and electric vehicles typically enjoy concessions under state policy, making them relatively more affordable on-road in Nagpur compared to their conventional counterparts. This tiered approach means that the gap between ex-showroom and on-road price widens as you move from budget hatchbacks to premium sedans and SUVs. Buyers should always verify the exact applicable rate at the time of purchase since state governments periodically revise these slabs.
The RTO registration process in Nagpur is handled primarily through the MH-31 (Nagpur East) and MH-40 (Nagpur West) offices. Most dealerships facilitate the registration on your behalf, but you will need documents such as proof of address, identity proof, insurance certificate, and the invoice from the dealer. The process has become increasingly digitized through the Parivahan portal, and temporary registration is usually issued quickly, with permanent plates following within a few weeks. Registration charges include a fixed component and a hypothecation fee if you are financing the car through a loan.
Insurance is another significant contributor to the on-road price. Third-party liability insurance is mandatory, but most buyers opt for comprehensive coverage. The premium depends on the car's insured declared value, engine capacity, and the type of cover chosen. Nagpur does not have any city-specific insurance surcharge, but addon covers like zero depreciation or roadside assistance will increase the premium.
When comparing on-road prices of different models in Nagpur, do not just look at the ex-showroom number. A car with a slightly lower sticker price might end up costing more on-road if it falls into a higher road tax bracket or has a larger engine attracting steeper insurance. Use this page to compare final on-road figures side by side so you can make a well-informed decision that fits your budget and driving needs in Nagpur.
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Suv
Hyundai Creta
₹12.67 Lakh - ₹24.36 Lakh On-road price
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Hyundai Venue
₹9.33 Lakh - ₹18.80 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Nagpur
What is included in the on-road price of a car in Nagpur?
The on-road price in Nagpur includes the ex-showroom price, Maharashtra state road tax, RTO registration and hypothecation charges, and the insurance premium. Some dealers also add logistics or handling charges. Always ask for a detailed cost breakup before making any payment to avoid hidden additions.
How is road tax calculated for cars in Maharashtra?
Maharashtra levies road tax as a percentage of the vehicle's ex-showroom price. The percentage varies based on price slabs and fuel type, with costlier vehicles attracting higher rates. Electric and CNG vehicles often benefit from reduced tax rates under state incentives. The tax is a one-time payment made during registration.
Which RTO offices handle car registration in Nagpur?
Nagpur has two main RTO offices, MH-31 for the eastern part and MH-40 for the western part of the city. Your registration is typically processed through the RTO jurisdiction matching your residential address. Dealers usually handle the paperwork, and much of the process is now available online via the Parivahan portal.
Does insurance cost differ across car models in Nagpur?
Yes, insurance premiums vary based on the car's insured declared value, engine displacement, fuel type, and the coverage plan you select. A comprehensive policy costs more than basic third-party cover. Addon features like zero depreciation or engine protection further increase the premium regardless of the city.
How can I compare on-road prices of different cars in Nagpur?
Focus on the total on-road figure rather than just the ex-showroom price. Two similarly priced cars can have different on-road costs due to variations in road tax slabs, engine size affecting insurance, and dealer-added charges. This page lists on-road prices for all models available in Nagpur for easy comparison.
Are electric cars cheaper on-road in Nagpur compared to petrol or diesel cars?
Electric vehicles generally benefit from road tax concessions and lower registration fees under Maharashtra's EV-friendly policies. Combined with no fuel cost and lower maintenance, EVs can offer better value on-road in Nagpur. However, the upfront ex-showroom price of EVs is still higher than many equivalent petrol or diesel models.
