On-Road Car Prices in Gurgaon - February 2026

Gurgaon, one of India's fastest-growing urban centres and a major business hub in Haryana, has a thriving automobile market catering to every budget and preference. When you shop for a car here, the on-road price is the actual amount you pay to drive it home, and it is always higher than the ex-showroom figure advertised by manufacturers. Understanding what goes into this final number is essential before you walk into any dealership in the city.

The on-road price in Gurgaon is made up of four primary components. First is the ex-showroom price, which includes the base cost of the car plus GST and any applicable cess. Second is the Haryana road tax, which the state government levies as a percentage of the vehicle's sale price. Third are the RTO registration and related charges paid to the Gurgaon Regional Transport Office. Fourth is the motor insurance premium, which is mandatory before registration. Together, these elements can add anywhere from ten to twenty percent or more on top of the ex-showroom price, depending on the car.

Haryana's road tax is calculated on the sale price of the vehicle and the rate varies depending on the vehicle's cost bracket and fuel type. Generally, more expensive cars attract a higher tax percentage, which means the gap between on-road and ex-showroom prices widens as you move into premium segments. Diesel and petrol vehicles may be taxed differently, and electric vehicles often enjoy concessions under state policy. Because road tax is a one-time payment at the time of registration, it is a significant upfront cost that buyers should factor in early during their comparison.

The RTO process in Gurgaon falls under the Haryana Transport Department. After purchasing a car, the dealer typically facilitates the registration at the local RTO office. Charges include the registration fee, hypothecation fee if you are financing the vehicle, number plate cost, and a road safety tax component. Processing times can vary, but most new car registrations in Gurgaon are completed within a couple of weeks. Temporary registration is issued immediately so you can drive the car while the permanent number plates are prepared.

When comparing on-road prices of different models in Gurgaon, do not focus solely on the ex-showroom figure. A car with a slightly lower base price might end up costing more on-road if it falls into a higher insurance bracket or attracts steeper road tax. Always ask dealers for a detailed on-road price breakup and compare like for like across brands. Checking prices across multiple dealerships in Gurgaon can also reveal differences in dealer-level accessories or handling charges that quietly inflate the final bill.