On-Road Car Prices in Bareilly - February 2026

On-road car prices in Bareilly are shaped by a few key cost components that every buyer should understand before walking into a showroom. The on-road price is what you actually pay to drive a car home, and it is always higher than the ex-showroom price advertised by manufacturers. The difference comes from state-level road tax, RTO registration charges, insurance premiums, and optional extras like extended warranties or accessories. In a city like Bareilly, which serves as a major commercial and residential hub in the Rohilkhand region, car demand spans everything from budget hatchbacks to mid-size SUVs, and the on-road cost varies widely across these segments.

Uttar Pradesh levies road tax as a percentage of the ex-showroom price of the vehicle. This percentage is not flat and tends to vary depending on the vehicle's price bracket, fuel type, and sometimes engine capacity. Generally, cars with higher ex-showroom prices attract a proportionally higher road tax. Diesel and petrol vehicles may also be taxed differently. Because road tax in UP is a one-time payment made at the time of registration, it forms a substantial part of the on-road cost and is worth factoring in early during your budgeting process.

The RTO registration process in Bareilly falls under the Bareilly Regional Transport Office. When you purchase a new car, the dealer typically handles the registration paperwork on your behalf, but the charges are borne by the buyer. These include the registration fee, number plate cost, and a hypothecation charge if the car is financed through a loan. The entire process usually takes a few weeks, during which the car runs on a temporary registration number. Buyers financing their vehicle should note that the RTO records the lender's lien on the registration certificate until the loan is fully repaid.

Insurance is another non-negotiable component of the on-road price. Third-party liability insurance is mandatory by law, but most buyers opt for a comprehensive policy that also covers own damage. Insurance premiums depend on the car's insured declared value, engine capacity, and the type of coverage chosen. Add-ons like zero depreciation, roadside assistance, and engine protection increase the premium but offer better financial protection in the long run.

When comparing on-road prices of different cars in Bareilly, avoid looking at ex-showroom prices alone. Two cars priced similarly at the ex-showroom level can have noticeably different on-road costs because of variations in road tax slabs, insurance brackets, and registration fees. Always ask your dealer for a detailed on-road price breakup and compare these breakups side by side. This page is designed to make that comparison easier by listing on-road prices of all available car models in Bareilly in one place, so you can make a well-informed decision without visiting multiple showrooms.