On-Road Car Prices in Allahabad - February 2026

On-road car prices in Allahabad depend on a mix of factors including the ex-showroom cost, Uttar Pradesh road tax, RTO registration fees, and insurance premiums. Whether you are eyeing a compact hatchback or a full-size SUV, the final on-road figure can vary significantly based on engine type, fuel choice, and vehicle segment. This page gives you a ready comparison of on-road prices for all car models available in Allahabad, helping you budget accurately before visiting a dealership.

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Allahabad, now officially known as Prayagraj, is one of the major cities in Uttar Pradesh with a steadily growing automobile market. Buyers here range from first-time car owners looking for budget hatchbacks to families upgrading to sedans and SUVs. Understanding how on-road prices are structured in Allahabad is essential because the final amount you pay at a dealership is always higher than the advertised ex-showroom price, sometimes by a lakh or more depending on the model.

The on-road price in Allahabad is made up of four primary components. First is the ex-showroom price, which covers the base cost of the car plus GST. Second is the Uttar Pradesh road tax, which is a one-time levy collected by the state government at the time of registration. Third is the RTO registration charge, which includes the cost of number plates and the registration certificate. Fourth is the insurance premium, which is mandatory for every new vehicle. Accessories, extended warranties, and dealer-level handling charges may also add to the total.

Uttar Pradesh road tax is calculated as a percentage of the ex-showroom price and varies based on the vehicle's cost and fuel type. Generally, cars priced lower attract a relatively smaller tax percentage, while premium and luxury vehicles face a higher slab. This means two cars with a modest difference in ex-showroom price could end up with a noticeable gap in on-road cost once road tax is factored in. Electric vehicles often enjoy concessions under the state EV policy, making them comparatively more affordable at the registration stage.

The RTO process in Allahabad falls under the Prayagraj Regional Transport Office. After purchasing a car, the dealer typically handles the registration paperwork on your behalf. The process involves submitting identity and address proof, paying the applicable road tax and registration fee, and obtaining a temporary registration number that is later replaced by a permanent one. The entire process can take a few weeks, and it is wise to confirm the exact RTO charges with the dealer since they can differ slightly based on vehicle weight and category.

When comparing on-road prices across different models in Allahabad, always look beyond the headline ex-showroom number. A car with a slightly higher sticker price might end up costing less on-road if it falls in a lower insurance group or qualifies for tax benefits. Similarly, diesel and petrol variants of the same model will have different insurance and road tax implications. Use this page to compare on-road prices across all available cars in Allahabad so you can make a well-informed decision that fits your budget and driving needs.

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Frequently Asked Questions - On-Road Prices in Allahabad

What is included in the on-road price of a car in Allahabad?

The on-road price includes the ex-showroom cost, Uttar Pradesh road tax, RTO registration and number plate charges, and a mandatory insurance premium. Some dealers also add logistics or handling fees. Always ask for a detailed cost breakup before making a payment to avoid unexpected charges at the time of delivery.

How is road tax calculated for cars in Uttar Pradesh?

Road tax in Uttar Pradesh is levied as a percentage of the ex-showroom price. The exact percentage depends on the vehicle price slab and can also vary by fuel type. Higher-priced cars attract a steeper tax rate. Electric vehicles may benefit from reduced road tax under the state EV policy.

What are the RTO registration charges in Allahabad?

RTO charges in Allahabad cover the registration certificate fee, number plate cost, and applicable processing fees. These are relatively standard for most passenger cars but can vary slightly based on vehicle weight and category. Your dealer will usually handle the RTO paperwork and include these charges in the on-road quote.

Is car insurance mandatory when buying a new car in Allahabad?

Yes, third-party insurance is legally mandatory for every new car sold in India, including Allahabad. Most buyers opt for a comprehensive policy that also covers own damage. Insurance premiums vary based on the car model, engine capacity, and chosen insurer, so comparing quotes can help reduce the on-road cost.

Why do on-road prices differ between car models in Allahabad even when ex-showroom prices are similar?

Differences arise because road tax slabs, insurance premiums, and RTO fees are influenced by factors like engine capacity, fuel type, vehicle weight, and the car's ex-showroom price bracket. Two similarly priced cars can have different on-road totals once these variable components are calculated individually.

How can I get the best deal on a new car in Allahabad?

Compare on-road prices from multiple dealerships rather than just ex-showroom figures. Check for seasonal discounts, exchange bonuses, and corporate offers. Also compare insurance quotes independently instead of accepting the dealer-provided policy by default, as this alone can save a meaningful amount on your final on-road cost.

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