Hyundai Creta On Road Price in Cuttack

Odisha applies a tiered road tax system that directly impacts what Cuttack buyers end up paying. Variants with an ex-showroom price below ₹20 Lakh attract a 10% road tax, while those crossing that threshold move into the 12% slab. This means higher-spec Creta trims like the diesel automatic don't just cost more at the showroom — the tax jump amplifies the gap at the billing counter. Fixed charges including ₹600 for registration, ₹600 for HSRP, and ₹200 for a smart card remain constant across all variants, but insurance and TCS at 1% (applicable on vehicles above ₹10 Lakh) scale with price.

Across the Creta's 11 variants, the price ladder spans ₹11.3 Lakh — a substantial range that reflects genuinely different ownership propositions. The entry-level E Petrol at ₹12.43 Lakh is a no-frills starting point suited for buyers who want the Creta's design and build without feature overload. Mid-tier options bring connected car tech, sunroof, and advanced safety kit, making them the volume sweet spot. At the top, the SX(O) Knight Diesel AT at ₹23.70 Lakh bundles a premium cabin with the torquey diesel and a dual-clutch automatic — a combination that justifies its price for long-distance or highway-heavy usage.

Petrol variants pair with manual and CVT gearbox options, keeping costs contained for city commuters. Diesel trims, meanwhile, offer both manual and 7-speed DCT automatic choices. The on-road price of a car includes ex-showroom cost, road tax, registration, insurance (IRDAI-mandated 3-year third-party plus 1-year own damage plus PA cover at Zone B rates), TCS, and incidental fees — all of which combine to form the final drive-away figure. Buyers in Cuttack who primarily navigate urban traffic may find the petrol CVT strikes a practical balance between refinement and running cost, while diesel manual trims reward those clocking higher monthly kilometres.

Insurance premiums for Cuttack fall under Non-Metro Zone B rates, which are marginally lower than metro-city premiums. This is a small but real saving over the policy's three-year third-party tenure. Still, the own-damage component scales with the variant's insured declared value, so top-spec trims will carry noticeably higher first-year premiums. Factoring in TCS at 1%, even the base variant adds over ₹1 Lakh in taxes and fees beyond its ex-showroom sticker.

Choosing the right variant in Cuttack comes down to matching your driving pattern with the powertrain and feature set that fits. If budget discipline matters most, the E Petrol manual keeps the total outgo firmly under ₹13 Lakh. For buyers who want a loaded cabin with an automatic gearbox and don't mind the diesel premium, the SX(O) Knight Diesel AT delivers the most complete package — though the 12% road tax slab and higher insurance push its on-road cost close to ₹24 Lakh. Mid-range petrol automatics offer a compelling middle ground, keeping you in the 10% tax bracket while still delivering convenience features that justify the step up.