On-Road Car Prices in Howrah - February 2026

Howrah, sitting right across the Hooghly from Kolkata, shares much of its automotive ecosystem with the state capital. Dealerships in and around Howrah cater to buyers from across the southern Bengal region, and the on-road prices here are governed by the same West Bengal state tax and RTO norms that apply throughout WB. Understanding how these charges add up is essential before you commit to any car purchase.

The on-road price of any car in Howrah is built from four main components. The ex-showroom price is set by the manufacturer and covers the base cost of the vehicle plus GST. On top of this, the West Bengal government levies road tax, which is calculated as a percentage of the ex-showroom price. The percentage varies depending on the vehicle's cost bracket and fuel type, with more expensive cars generally attracting a higher rate. Diesel and petrol vehicles may also be taxed differently under state rules. This means two cars with a similar ex-showroom price could end up with noticeably different on-road figures depending on their specifications.

RTO registration charges in Howrah are handled by the regional transport office under the WB Transport Department. These include a one-time registration fee, number plate charges, and a nominal hypothecation fee if you are financing the car through a loan. The process typically involves document verification, payment of applicable fees, and issuance of a temporary registration before the permanent one arrives. Buyers should keep Aadhaar, address proof, insurance documents, and the dealer invoice ready to avoid delays.

Insurance is another significant part of the on-road cost. Third-party liability insurance is mandatory by law, but most buyers opt for a comprehensive policy that covers own damage as well. The premium depends on the car's insured declared value, engine capacity, and any add-on covers you choose. Higher-segment cars with larger engines naturally attract steeper premiums, which can add a meaningful amount to the final on-road figure.

When comparing on-road prices across different models in Howrah, focus on the total cost rather than just the ex-showroom number. A car that looks cheaper on paper might end up costing more once road tax and insurance are factored in, especially if it falls into a higher tax slab or has a bigger engine. Use this page to compare on-road prices of all available cars in Howrah side by side, so you can make a well-informed decision that fits both your driving needs and your budget.