On-Road Car Prices in Agra - February 2026

Agra, home to the Taj Mahal and a rapidly growing urban landscape, has seen a steady rise in car ownership driven by expanding infrastructure and improved connectivity to Delhi and other NCR cities via the Agra-Lucknow Expressway and Yamuna Expressway. For buyers in Agra, understanding the complete on-road price is essential before walking into any showroom. The on-road price is the total amount you pay to drive a new car home, and it is always higher than the ex-showroom price advertised by manufacturers.

The on-road price in Agra is made up of four primary components: the ex-showroom price, Uttar Pradesh road tax, RTO registration charges, and insurance. The ex-showroom price covers the base cost of the car plus GST and is set by the manufacturer. Road tax in Uttar Pradesh is calculated as a percentage of the vehicle's ex-showroom price, and this percentage tends to increase for higher-priced vehicles. For most passenger cars, the road tax in UP generally falls in a range that can add a noticeable amount to your overall cost, especially as you move from budget to premium segments. This means two cars with a small difference in ex-showroom price could end up with a more visible gap in their on-road prices.

RTO registration in Agra is handled by the Regional Transport Office under the UP Transport Department. The process involves document verification, payment of road tax and registration fees, and issuance of a registration number with the UP-80 series for Agra district. Registration charges include a fixed component and a variable fee linked to the car's price and engine capacity. Buyers should keep original documents such as the sale invoice, insurance certificate, Form 20 and 21, and a valid ID proof ready to ensure a smooth registration experience.

Insurance is another key element of the on-road price. Third-party insurance is mandatory by law, while most buyers opt for comprehensive coverage that also protects against theft, accidents, and natural damage. Insurance premiums depend on the car's insured declared value, engine cubic capacity, and the type of cover selected. Higher-end cars naturally attract steeper premiums, which further widens the on-road price gap between segments.

When comparing on-road prices across different models in Agra, always look beyond just the ex-showroom figure. A car that appears cheaper on paper might end up costing nearly the same as a rival once road tax, RTO fees, and insurance are factored in. Diesel and electric vehicles may also attract different tax treatment compared to petrol variants. Use this page to compare the complete on-road prices of all cars available in Agra so you can make a well-informed decision that fits your budget and driving needs.