On-Road Car Prices in Varanasi - February 2026
On-road car prices in Varanasi depend on a mix of factors including the ex-showroom cost, Uttar Pradesh road tax, RTO registration fees, and insurance premiums. Whether you are eyeing a compact hatchback or a full-size SUV, the final on-road figure can shift significantly based on engine type, fuel choice, and vehicle segment. Uttar Pradesh follows a percentage-based road tax structure that varies by vehicle price and category. This page brings together on-road prices of all car models available in Varanasi so you can compare costs at a glance.
Read more about on-road pricing in Varanasi
Varanasi, one of the oldest cities in Uttar Pradesh, has a steadily growing car market fueled by expanding infrastructure, improved connectivity via the ring road and expressway projects, and a rising aspirational class. If you are planning to buy a car here, understanding the on-road price breakup is essential because the sticker price at the showroom is only part of the story. The on-road price includes the ex-showroom price, state road tax, RTO registration and number plate charges, and insurance. Depending on the model, the difference between ex-showroom and on-road can range from tens of thousands to several lakhs of rupees.
Uttar Pradesh levies road tax as a percentage of the ex-showroom price, and this percentage is not flat. It varies based on the vehicle's price bracket, fuel type, and sometimes engine capacity. Generally, more affordable cars attract a lower tax percentage while premium and luxury vehicles fall into higher tax slabs. Electric vehicles often receive concessions under state policy, making them relatively more attractive on an on-road cost basis. Because road tax is a one-time payment at the time of registration, it forms a substantial chunk of the on-road premium over ex-showroom.
The RTO process in Varanasi falls under the jurisdiction of the regional transport office in the city. After purchasing a car from an authorized dealer, the dealer typically facilitates the registration process, which involves submitting identity and address proof, paying the road tax and registration fee, and obtaining a permanent registration number with a UP-65 series code. Temporary registration is issued first, and permanent plates follow within a few weeks. RTO registration charges themselves are a relatively small fixed component compared to road tax, but they still add to the overall cost.
Insurance is another significant variable. Third-party insurance is mandatory by law, but most buyers opt for comprehensive coverage. Insurance premiums depend on the car's insured declared value, engine displacement, and the type of coverage chosen. Add-ons like zero depreciation, roadside assistance, and engine protection push the premium higher. For a new car in Varanasi, first-year comprehensive insurance can range from a few thousand rupees for a small hatchback to well over a lakh for a luxury SUV.
When comparing on-road prices of different models in Varanasi, look beyond just the ex-showroom number. Two cars priced similarly at the showroom can end up with noticeably different on-road figures because of differences in road tax slab applicability, insurance premiums driven by engine size, and optional accessories or extended warranty packages. Use this page to compare the complete on-road cost of every car available in Varanasi so your budget planning accounts for every rupee you will actually spend.
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Suv
Hyundai Creta
₹12.52 Lakh - ₹23.48 Lakh On-road price
Suv
Hyundai Venue
₹9.14 Lakh - ₹18.27 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Varanasi
What is included in the on-road price of a car in Varanasi?
The on-road price includes the ex-showroom price, Uttar Pradesh road tax, RTO registration and number plate charges, and insurance premium. Some dealers also add logistics or handling charges. Together, these components make the on-road cost noticeably higher than the listed ex-showroom figure for any car model in Varanasi.
How is road tax calculated for cars in Uttar Pradesh?
Uttar Pradesh charges road tax as a percentage of the vehicle's ex-showroom price. The percentage varies depending on the car's price bracket, fuel type, and category. Affordable cars generally fall in lower slabs while premium vehicles attract higher rates. This tax is a one-time payment made during vehicle registration.
What is the RTO registration process in Varanasi?
After purchasing a car, the dealer usually handles RTO paperwork on your behalf. You need to submit identity proof, address proof, and the sale invoice. A temporary registration is issued initially, followed by permanent registration with a UP-65 series number. The process typically takes a few weeks to complete.
How much does car insurance cost in Varanasi?
Insurance cost depends on the car's value, engine capacity, and type of policy chosen. Third-party cover is mandatory and relatively affordable, but comprehensive insurance with add-ons costs more. For a new hatchback it may be a few thousand rupees, while for SUVs or luxury cars it can exceed one lakh rupees annually.
Why do two similarly priced cars have different on-road prices in Varanasi?
Even if two cars share a similar ex-showroom price, differences in engine capacity, fuel type, and vehicle segment can place them in different road tax slabs and insurance brackets. Diesel or petrol distinctions, higher cubic capacity engines, and optional dealer accessories all contribute to variation in the final on-road amount.
Do electric cars have lower on-road prices in Varanasi compared to petrol or diesel cars?
Electric vehicles often benefit from road tax concessions and incentives under Uttar Pradesh's EV policy, which can reduce their on-road price relative to similarly priced petrol or diesel models. Insurance for EVs may also differ. Checking the latest state notifications is advisable since incentive structures can change over time.
