On-Road Car Prices in Nashik - February 2026
Looking up on-road car prices in Nashik? The final amount you pay at a Nashik showroom depends on several factors including the car's ex-showroom price, Maharashtra's road tax structure, RTO registration fees, and insurance costs. A compact hatchback and a full-size SUV will attract very different tax and insurance figures, making the on-road price gap wider than the sticker price alone suggests. This page lists on-road prices for all car models available in Nashik, helping you compare real costs before visiting a dealer.
Read more about on-road pricing in Nashik
Nashik, one of Maharashtra's fastest-growing cities, has a thriving automobile market supported by its industrial base, proximity to Mumbai and Pune, and expanding urban infrastructure. Whether you are a first-time buyer in the city or upgrading to a bigger vehicle, understanding how on-road prices are calculated in Nashik is essential to making a well-informed decision.
The on-road price of any car in Nashik is the sum of four primary components: the ex-showroom price set by the manufacturer, Maharashtra state road tax, RTO registration and related charges, and the first-year insurance premium. Of these, road tax and insurance tend to create the most variation between models. Maharashtra follows a percentage-based road tax system where the tax rate depends on the vehicle's invoice value and fuel type. Cars with higher ex-showroom prices generally attract a steeper tax percentage, while electric vehicles benefit from significant concessions under the state's EV policy. This means two cars priced just a few thousand rupees apart at the ex-showroom level can end up with noticeably different on-road figures once the applicable tax slab kicks in.
The RTO Nashik office, which falls under the MH-15 registration series, handles vehicle registration, hypothecation entries for financed vehicles, and number plate allotment. Registration charges include a fixed component and a variable fee linked to the car's cost. If you are financing the purchase, the RTO will also levy a hypothecation endorsement fee. Temporary registration is issued at the time of delivery, and permanent plates follow within a few weeks. Keeping your documents such as Form 20, Form 21, insurance copy, and invoice ready will help speed up the process.
Insurance is the other significant variable in your on-road calculation. Third-party liability cover is mandatory and its premium is fixed by the IRDAI based on engine capacity. Comprehensive or own-damage cover, which most buyers opt for, varies by insurer, the car's insured declared value, and any add-on covers you choose. Higher-segment cars with expensive parts naturally cost more to insure, so a mid-size sedan's insurance bill will look quite different from that of a premium SUV.
When comparing on-road prices across models in Nashik, focus on the total landed cost rather than just the ex-showroom figure. A car that looks cheaper on paper may end up costing more on road due to a higher tax bracket or pricier insurance. Use the model-wise prices listed on this page to compare real ownership costs side by side, and always confirm the final breakup with your Nashik dealer before booking, as accessory packages and dealer-level charges can also influence the bottom line.
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Suv
Hyundai Creta
₹12.67 Lakh - ₹24.36 Lakh On-road price
Suv
Hyundai Venue
₹9.33 Lakh - ₹18.80 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Nashik
What components make up the on-road price of a car in Nashik?
The on-road price in Nashik includes four main elements: the ex-showroom price, Maharashtra state road tax calculated as a percentage of the vehicle value, RTO registration and related fees under the MH-15 office, and the mandatory first-year insurance premium. Dealer logistics or accessory charges may also be added separately.
How is road tax calculated for cars in Maharashtra?
Maharashtra levies road tax as a percentage of the vehicle's invoice value. The applicable percentage varies based on the car's price bracket and fuel type. Higher-priced vehicles typically fall into steeper tax slabs, while electric vehicles enjoy reduced rates under the state's EV promotion policy.
What is the RTO registration process in Nashik?
Registration is handled by RTO Nashik under the MH-15 series. The dealer usually submits your documents including Form 20, Form 21, insurance proof, and the invoice. A temporary registration is issued first, followed by permanent number plates. Financed cars require an additional hypothecation endorsement entry.
How does car insurance affect on-road prices in Nashik?
Insurance is a mandatory on-road cost. Third-party premiums are standardized by IRDAI based on engine capacity, but comprehensive cover varies by insurer and vehicle value. Larger or premium cars cost more to insure due to higher repair expenses, which noticeably increases their on-road price compared to budget models.
Why do two similarly priced cars have different on-road prices in Nashik?
Even a small difference in ex-showroom price can push a car into a higher road tax slab in Maharashtra, raising the total cost. Differences in engine capacity, fuel type, and insured value also change insurance premiums. Always compare the full on-road breakup rather than just sticker prices.
Are there any road tax benefits for electric cars in Nashik?
Yes, Maharashtra offers road tax concessions for electric vehicles as part of its EV policy. This can substantially lower the on-road price of an electric car compared to a similarly priced petrol or diesel model. Buyers should confirm the latest applicable concession rates with the Nashik RTO or dealer.
