On-Road Car Prices in Kota - February 2026

Kota, known as Rajasthan's education hub and an emerging industrial centre along the Chambal river, has a steadily growing car market driven by its expanding middle class, coaching industry professionals, and families seeking reliable personal transport. Understanding on-road prices here requires looking beyond the sticker price because state-level taxes and local registration charges can add a substantial amount to what you finally pay at the dealership.

The on-road price of any car in Kota is built from four main components. First is the ex-showroom price, which covers the base cost of the vehicle plus GST and is set by the manufacturer. Second is the Rajasthan road tax, which the state government levies as a percentage of the vehicle's sale price. For most passenger cars, this tax generally falls in the range of 5 to 10 percent, though the exact slab depends on the vehicle's price bracket, fuel type, and engine capacity. Diesel and petrol vehicles may attract slightly different rates, and costlier cars tend to fall into higher tax brackets. Third is the RTO registration fee, which covers the cost of issuing a registration number under the RJ-24 series for Kota district. Finally, there is the insurance premium, which is split between a mandatory third-party liability component and an optional comprehensive cover that most buyers wisely opt for.

Rajasthan's road tax is a one-time payment collected at the time of registration, which is a relief compared to states that levy annual road taxes. However, because the tax percentage rises with the vehicle's price, buyers looking at premium sedans or full-size SUVs will notice a sharper jump in on-road cost compared to someone purchasing a budget hatchback. This progressive structure means that the gap between two cars' ex-showroom prices can widen further once road tax is factored in.

The RTO process in Kota is fairly straightforward. Dealerships typically handle the paperwork on behalf of the buyer, submitting documents such as proof of address, identity proof, insurance certificate, and the invoice to the Kota RTO office. Temporary registration is issued quickly, while permanent plates with the RJ-24 code usually arrive within a few weeks. Buyers should ensure their address proof matches the Kota district to avoid delays.

When comparing on-road prices across different models in Kota, it helps to look at the total cost rather than just the ex-showroom figure. A car with a slightly lower sticker price might end up costing nearly the same on-road as a rival if it falls into a higher insurance bracket due to engine size or safety rating. Always ask your dealer for a detailed on-road price breakup, cross-check the road tax slab applicable to your chosen variant, and compare insurance quotes from multiple providers to ensure you are getting the best deal in Kota.