On-Road Car Prices in Jalandhar - February 2026

On-road price in Jalandhar is the total amount you pay to drive a new car home, and it is always higher than the ex-showroom price advertised by manufacturers. The on-road figure is built from four main components: the ex-showroom price set by the carmaker, road tax levied by the Punjab state government, registration and RTO charges collected by the local Regional Transport Office, and a comprehensive or third-party insurance premium. Each of these elements scales differently depending on the car you choose, which is why two vehicles with similar ex-showroom tags can end up with noticeably different on-road costs.

Punjab follows an ad valorem approach to road tax, meaning the tax is calculated as a percentage of the vehicle's sale price. The applicable percentage can vary based on the vehicle's cost bracket and fuel type. Generally, more expensive vehicles attract a higher percentage of road tax, so buyers looking at premium sedans or large SUVs will see a proportionally bigger tax outgo compared to someone purchasing an entry-level hatchback. Electric vehicles may enjoy concessions under state EV policies, though the specifics can change with government notifications, so it is always wise to confirm the latest rates at the time of purchase.

The RTO office handling Jalandhar registrations operates under the PB-08 code. Registration charges include a fixed component and a variable fee linked to the car's price or engine capacity. Temporary registration is typically issued at the dealership, while permanent registration with number plate assignment is processed through the RTO. Dealers in Jalandhar usually facilitate the paperwork, but buyers should verify that all documents including Form 20, Form 21, insurance copy, and identity proof are in order to avoid delays.

Insurance is another significant contributor to on-road cost. A comprehensive policy for the first year is mandatory for new car registration, and premiums depend on the car's insured declared value, engine displacement, and chosen add-on covers. Larger and costlier cars naturally attract steeper premiums. Third-party liability coverage rates are fixed by the IRDAI, but the own-damage component varies across insurers, so shopping around can save a meaningful amount.

When comparing on-road prices of different models in Jalandhar, focus on the total cost rather than just the ex-showroom number. A car that looks cheaper on paper might end up costing more on road due to higher insurance or a steeper road tax slab. Use the model-wise listings on this page to see the complete breakup for every car available in the city, making it easier to shortlist options that genuinely fit your budget.