On-Road Car Prices in Hyderabad - February 2026

On-road prices in Hyderabad are shaped primarily by Telangana's road tax policy, which applies a percentage-based levy on the ex-showroom price of the vehicle. The state charges road tax as a one-time fee at the time of registration, and this percentage tends to increase as the vehicle price goes up. For more affordable cars, the tax rate is relatively moderate, but as you move into the premium and luxury segments, the effective road tax climbs noticeably. This slab-based approach means two cars with even a small difference in ex-showroom price can end up with meaningfully different on-road costs if they fall into separate tax brackets.

The on-road price of any car in Hyderabad is essentially a sum of four major components. The ex-showroom price covers the base cost of the vehicle including GST and the manufacturer's margin. Road tax payable to the Telangana state government comes next, followed by RTO registration and related charges. Finally, there is the motor insurance premium, which includes mandatory third-party liability cover and optional comprehensive or own-damage cover. Dealers sometimes bundle accessories or extended warranty costs into the on-road quote, so it is worth asking for an itemized breakup before making a decision.

The RTO process in Hyderabad falls under the jurisdiction of multiple Regional Transport Offices spread across the city, including offices in Khairatabad, Secunderabad, Uppal, and other zones. The registration process has been increasingly digitized through the Parivahan and mParivahan portals, and most new car registrations are now handled by the dealership on behalf of the buyer. Temporary registration is typically issued first, with the permanent TS-series number plate assigned within a few weeks. Charges for registration include the registration fee, hypothecation fee if the car is financed, and a smart card fee for the RC.

Insurance costs in Hyderabad are determined by the Insured Declared Value of the car, its engine capacity, fuel type, and the type of coverage chosen. Electric vehicles and CNG cars may attract slightly different premium structures compared to petrol and diesel variants. Buyers should compare third-party and comprehensive plans independently rather than simply accepting the dealer-offered policy, as premiums can vary across insurers.

When comparing on-road prices across different models in Hyderabad, it helps to look beyond the headline ex-showroom number. A car priced slightly lower at the ex-showroom level could end up costing more on-road if it falls into a higher insurance bracket due to a bigger engine or if its variant includes features that push the IDV up. Using this page to compare final on-road figures across models gives you a realistic picture of what each car will actually cost to own from day one in Hyderabad.