On-Road Car Prices in Bhiwandi - February 2026
On-road car prices in Bhiwandi depend on a mix of factors including the car's ex-showroom price, Maharashtra's road tax structure, RTO registration fees, and insurance costs. Whether you are eyeing a compact hatchback or a mid-size SUV, the final on-road figure can vary significantly based on engine type, fuel choice, and vehicle segment. This page gives you a clear view of on-road prices for all car models currently available in Bhiwandi, helping you plan your purchase with real cost clarity.
Read more about on-road pricing in Bhiwandi
Bhiwandi, a rapidly growing industrial city in the Thane district of Maharashtra, has seen a steady rise in personal vehicle ownership driven by its expanding residential areas and improving road connectivity to Mumbai and Thane. For car buyers here, understanding the full on-road price is essential because the sticker price you see in advertisements is just the starting point. The on-road price includes the ex-showroom cost, Maharashtra state road tax, RTO registration and related charges, and a mandatory insurance premium. Each of these components adds a meaningful layer to your total outlay.
Maharashtra follows a percentage-based road tax system where the tax amount is calculated on the ex-showroom price of the vehicle. The percentage varies depending on the vehicle's price bracket and fuel type. Cars with higher ex-showroom values attract a proportionally steeper road tax, which means the gap between an affordable hatchback and a premium sedan widens further at the on-road level. Vehicles powered by petrol, diesel, CNG, or electric drivetrains may also see different treatment under the state's tax framework, so it is worth checking the applicable rate for your chosen model before making a decision.
RTO registration in Bhiwandi falls under the jurisdiction of the Thane RTO office. The process involves submitting identity and address proof, paying the applicable registration fee, and obtaining your MH-number plate. Registration charges themselves are relatively standardized, but temporary registration and hypothecation fees for financed vehicles add a small but notable amount. Buyers financing their car through a bank or NBFC should also account for hypothecation endorsement charges in their budget.
Insurance is another significant component. Third-party liability insurance is legally mandatory, but most buyers opt for a comprehensive policy that also covers own damage. The premium depends on the car's insured declared value, the city's risk profile, engine cubic capacity, and any add-on covers you select. Bhiwandi's proximity to Mumbai means insurance premiums here are broadly in line with metro-adjacent rates, which tend to be slightly higher than in smaller towns.
When comparing on-road prices across different models in Bhiwandi, focus on the total cost rather than just the ex-showroom number. A car that looks cheaper on paper may end up costing more on-road due to higher road tax brackets or pricier insurance. Use this page to compare the complete on-road figures for all available models, factor in your financing terms, and make a well-informed choice that fits your budget and driving needs in and around Bhiwandi.
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Suv
Hyundai Creta
₹12.68 Lakh - ₹24.38 Lakh On-road price
Suv
Hyundai Venue
₹9.34 Lakh - ₹18.81 Lakh On-road price
Frequently Asked Questions - On-Road Prices in Bhiwandi
What is included in the on-road price of a car in Bhiwandi?
The on-road price includes the ex-showroom price, Maharashtra road tax, RTO registration and related charges, and mandatory insurance. If you are financing the car, hypothecation charges and any handling fees from the dealer may also be added. Together these components determine the actual amount you pay to drive the car home.
How is road tax calculated for cars in Maharashtra?
Maharashtra levies road tax as a percentage of the vehicle's ex-showroom price. The applicable percentage varies based on the car's price slab and can also differ by fuel type. Higher-priced vehicles attract a greater percentage, so the road tax impact grows disproportionately as you move to more expensive models.
Which RTO handles car registration for Bhiwandi buyers?
Car registrations for Bhiwandi are handled through the Thane RTO. You need to submit address and identity documents along with the applicable fee. The dealer typically facilitates this process, and your vehicle receives a registration number under the MH series assigned to the Thane region.
How does insurance affect the on-road price in Bhiwandi?
Insurance is a mandatory on-road cost. A comprehensive policy covering third-party liability and own damage is recommended. Premiums depend on the car's value, engine capacity, and chosen add-ons. Bhiwandi's location near Mumbai means insurance rates are generally comparable to metro-adjacent levels, slightly higher than in smaller cities.
Why do on-road prices differ between two similarly priced cars in Bhiwandi?
Even when ex-showroom prices are close, differences in engine capacity, fuel type, and vehicle category can lead to varying road tax and insurance costs. One model may fall into a higher tax slab or carry a costlier insurance premium, making the on-road price noticeably different from another seemingly similar car.
Are there any additional dealer charges beyond the on-road price in Bhiwandi?
Some dealers charge extra for accessories, extended warranties, handling fees, or fastag activation. These are not part of the standard on-road price and are often negotiable. Always ask for a detailed cost breakup before finalizing your purchase so you can identify and question any non-standard additions.
